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BlogThings we've learned, explained the way we wish someone had explained them to us.
Real experience and honest observations from building SaaS, ERP, and AI systems — plus the newer, more confusing topics broken down simply. Whether you're a student trying to understand this world or a CEO trying to make a decision, you should be able to read any of these and actually walk away understanding it.
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UPI 0.4% MDR From October 2026: What It Actually Means for Your Business
From 15 October 2026, qualifying UPI merchant payments above ₹2,000 can attract a 0.4% MDR — not 4%, not a customer charge, and not on every transaction. A clear, factual breakdown for business owners, shop owners, and founders.